Terms of Use
Last updated October 2026
Information only
The content and illustrations on this site are general information, not financial advice or a quote. Any example figures, including mortgage balance illustrations, are simplified and based on stated assumptions.
Coverage is not guaranteed
All insurance is subject to the insurer's underwriting and approval. Your actual premium, eligibility and coverage are confirmed only when an insurer issues a policy.
No obligation
Requesting information or booking a call with Sasha Jarnikov does not commit you to apply for or buy any product.
Compensation
Independent advisors are typically paid commission by the insurance company when a policy is placed. You do not pay a fee for our service.
Changes
We may update these terms from time to time. The date above shows when they last changed.